In a groundbreaking move, Wise, the renowned cross-border money transfer firm, has recently unveiled its integration with Apple Pay and Google Pay’s contactless payment services. This development marks a significant milestone, positioning Wise as the first non-bank entity in Malaysia to offer this cutting-edge convenience. With this innovative feature, Wise empowers users to conduct transactions effortlessly using just their smartphones, eliminating the need to present their physical Wise card while abroad.
Introduction to Wise’s Prepaid Debit Card
Wise introduced its prepaid debit card to the local market in 2021, revolutionizing the way Malaysians manage their finances abroad. This prepaid card empowers users to make contactless payments in foreign countries without the hassle of currency conversion, provided they maintain a sufficient balance in their account. Noteworthy advantages of Wise’s prepaid card include competitive conversion rates for international spending and the absence of subscription fees.
Embracing Digital Convenience
Alternatively, users have the option to explore the digital version of the Wise prepaid card, which is offered at no cost to account holders. However, for those who prefer the physical card, a nominal fee of RM13.70 applies. Notably, the recent compatibility expansion with Apple Pay and Google Pay extends to both the physical and digital iterations of the Wise card.
Seamless Integration with Apple Pay and Google Pay
To harness the benefits of Wise’s prepaid card within the Apple Pay and Google Pay ecosystems, follow these straightforward steps:
- Access Your Payment App – Launch either the Apple Pay or Google Pay app on your smartphone.
- Navigate to the Card Tab – Locate and tap on the “Card” tab situated at the bottom of your screen.
- Select Your Wise Card – In the list of active cards, choose your Wise card.
- Add to Apple Pay or Google Pay – To seamlessly integrate your Wise card, simply tap the “Add to” button.
Regrettably, at this time, Wise’s cross-border money transfer service does not support Samsung Pay. However, Wise has a well-documented FAQ page addressing common inquiries, including the modest charge incurred when adding your card to either platform. It’s important to note that this charge is a temporary measure to verify card functionality and will be promptly refunded.
In conclusion, Wise’s integration with Apple Pay and Google Pay has redefined the landscape of cross-border payments in Malaysia. By offering a user-friendly, digital alternative to traditional prepaid cards, Wise empowers individuals to manage their finances with unparalleled convenience and efficiency. As a trailblazer in the non-banking sector, Wise continues to spearhead innovations that elevate the financial experiences of Malaysians and international travellers alike.
